Need some quick and easy ways to save money? Read below on what I try to do to save $ on the daily!
I think everyone wants to save money whenever possible, but often, it’s a time-consuming and sacrificial practice to keep and stick to a real budget. Being a working mom, I’ve found that traditional methods of saving money fall to the wayside because I just simply get tired of clipping coupons or having to track every dime that comes out of my checking account. I definitely need to get more disciplined about sticking to a more formal budget plan for our household. Here are a few simple and easy ways of saving money every day.
1.) Plan out Weekly Groceries, Meal Plan, & Cook at Home
With a house full of boys, you bet that our grocery bill is only growing on a weekly basis. Even with our kids’ pickiness over vegetables, it seems like we’re always running out of food. I try my best to plan out weekly groceries, even if it’s just a list on our dry erase board or a note I keep on my phone. It helps me to track of all of our food shopping. And it makes me more conscious of not eating out too! While the grocery bill might increase, I’ve noticed that when I cook more at home, our monthly food bills are significantly lower than when we eat out or get take-out. Now that my nausea has passed for the most part, I’m able to cook (and eat!) a lot at home.
2.) Buy in Bulk
A huge money saver is buying in bulk! We love to buy household supplies like toilet paper, cleaning supplies, paper towels, and non-perishable food items in bulk every month. It’s a time and money saver and everyone is happy that we’re usually well stocked on all of our favorite snacks. I love that having a bulk supply of household goods means that I’m not making random trips to the store to pick up one or two things.
3.) Budget Every Dollar
Use a simple spreadsheet to allocate every dollar of your paycheck(s) to a source. Whether it’s a monthly bill, an emergency fund, savings, and/or fun money; plan ahead on where each dollar is being spent. In order to start this, you can look back at your prior months’ spending habits and allocate/budget accordingly. You can adjust as you need to if you’re looking to save more and vice versa, if there’s a birthday or holiday the next month for a little extra fun money.
4.) Cut Out Extras
Cable, Mobile Phone Data Plans, Coffee Runs; whatever it is, cut out all of the extras. There’s always a downgrade version to many of the every day luxuries that we don’t think twice about.
You know how much I love my coffee. But for how much and often I drink it, it would be too costly for me to buy my coffee drinks every day. We brew a pot (or two!) every day and I save my splurges for the weekends or for a coffee date with a friend. I love our coffee from home, which makes it not so much of a sacrifice, but buying ground coffee in bulk also helps us to save money in an easy way.
Cable plans are so costly these days. Streaming services like Netflix or Hulu are so great!
5.) Earn Extra Cash
I’ve sold baby gear on Facebook Marketplace. I know friends who donate plasma. There are so many ways to make extra money. Especially online! There’s lots of websites for freelance writing, taking surveys, and being a secret shopper, too.
My friends recently told me about selling gently used clothing as a great way to make some extra cash. There’s a few websites that do this, but I think PoshMark is the one I hear about the most frequently these days.
I’m not an expert when it comes to finances, but just a mom using every day habits to make better money choices. Here are a few books that can help you get started in the right direction.
What are some ways you’re able to save an extra dollar?